BMO Credit Cards
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BMO Business Platinum Credit Card
- 0% introductory APR on all eligible purchases for 18 months for your business*
- 0% introductory APR on balance transfers for 18 months when completed within the first 90 days of account opening*
- No annual fee*
- *See Summary of Credit Terms for Rates & Fees
Purchases intro APR 0% introductory APR on all eligible purchases for 18 months for your business
Balance transfer intro APR See Card Details Above
Regular APR 16.49% – 25.49% Variable
Annual fee $0
Credit needed Excellent Credit
Information
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
BMO Business Platinum Rewards Credit Card
- Welcome offer – Get a 100,000 rewards points bonus when you spend $5,000 within 3 months of account opening and spend $50,000 within 12 months of account opening.*
- $0 annual fee
- Earn up to 5x points for every $1 spent*
- Your points don’t expire as long as your account is in good standing
- Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®
- Enjoy discounts on Intuit Quickbooks® and TurboTax® to streamline your accounting and simplify your taxes*
- *See Summary of Credit Terms for Rates & Fees
Purchases intro APR 0% introductory APR on all eligible purchases for 9 months
Balance transfer intro APR See Card Details Above
Regular APR 20.49% – 29.49% Variable
Annual fee $0
Credit needed Excellent Credit
Information
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
BMO Platinum Credit Card
- 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
Purchases intro APR 0% introductory APR on purchases for 15 months from account opening date
Balance transfer intro APR See Card Details Above
Regular APR 18.24% – 26.24% (Variable)
Annual fee $0
Credit needed Excellent Credit
Information
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
BMO Platinum Rewards Credit Card
- Welcome Offer – Get 25,000 bonus points when you spend
- $2,000 within 3 months of opening your account.
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% – 28.24% APR based on your creditworthiness*
- 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
- 10% anniversary bonus points every year
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
Purchases intro APR N/A
Balance transfer intro APR See Card Details Above
Regular APR 21.24% – 28.24% (Variable)
Annual fee $0
Credit needed Excellent Credit
Information
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
BMO Premium Rewards Credit Card
- 35,000 introductory bonus points after spending $5,000 within 2 months of account opening
- 4X points on eligible gas and EV charging, groceries & dining**; 2X on points on eligible hotel & airfare**; 1X points on all other eligible purchases
- **up to $2,000 in purchases per bonus group level per calendar quarter
- 10% of net annual spend anniversary bonus
- No foreign transaction fees*
- $95 Annual Fee
- *See Summary of Credit Terms for Rates & Fees
Purchases intro APR N/A
Balance transfer intro APR N/A
Regular APR 20.24% – 28.24% Variable
Annual fee $95
Credit needed Excellent Credit
Information
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
